Inland marine insurance is type of insurance coverage that covers a wide variety of specialized property. Examples of items that can be covered in an inland marine policy can include medical diagnostic equipment, fine arts, solar energy equipment and even clothing that’s left a dry cleaner. Our commercial experts can also help you cover property that is designed to facilitate transportation or communication such as cell phone towers and commuter rail systems.
A commercial inland marine coverage is most often used to give protection for the assets and property you have that is movable or could be in transit over land. This coverage also provides protection to property owned by others that is in the possession of the policyholder or on the policyholder’s premises.
A commercial contractor’s equipment insurance policy is a broad scope policy designed to cover any damaged or missing equipment you have. This policy can also extend beyond simply your equipment; but it can also cover small tools, employees’ equipment and clothing, and borrowed equipment as well.
Contractor’s equipment coverage, in the event of a covered loss, can also help pay for the removal of debris and cleanup after an accident. A contactor’s policy also helps cover for losses due to theft and can even help pay for the costs to expedite a project that is off schedule due to the result of a covered loss.
Inland marine and contractor’s equipment can be essential equipment to help get the job done or do the job effectively and efficiently. Please speak to one of commercial agents today and see how we can cover your most valued and important equipment.