Did you know that there are almost 100,000 registered boats in the state of Colorado?

When the sun is shining, and the weather is warm, we know that the first thing on your mind is going out with family and friends on the water. Your boat eliminates all the stresses and pressure of everyday life and allows you to kick back and relax with good friends. Whether you use your boat to fish, waterski, or just cruise, we know it must be hard to picture your life without the open water.

At LF Insurance, we make sure that you do less time worrying about what could go wrong and more soaking up the sun and creating lifetime memories. Our agency writes insurance policies for boaters, so you can be certain we will provide you with the best protection we have available. We understand the differences between power boaters, sailors, and the casual fishermen so that we can tailor an insurance policy to your unique needs.
Our watercraft insurance plans can provide you with coverage against many different types of loss.

We offer:

Liability Coverage
If you’re involved in an accident, there is usually another person or another watercraft involved. If the accident deems that you are at fault, you will need liability coverage. You can choose the amount of liability coverage you carry, whether it is a lot or a little – it’s up to you. We’ll show you what coverage and limits may be available, and how to get the maximum protection you need on the water.

Physical Damage Coverage
This optional coverage is designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You can choose a deductible (the amount you would pay on a claim) before your policy kicks in.

Medical Payments Coverage
We offer medical coverage that covers your eligible medical expenses if you get hurt when on the water.


Whether you’re a veteran boater or just getting started, it is a great idea to take a closer look at your new or existing marine policy.

Call us today with any questions about Life Insurance or schedule an appointment. Let us at LF Insurance help you secure your future with the right Insurance policy. 303.422.2018

Contact Us

Call us today and we'll give you a quote within minutes!